Universal Mortgag- Prequalification Calculator

To get a sense of how much you may be able to borrow, fill in the form below and click on the calculate button. Please note that prequalification is different from a preapproval. Prequalification gives you an estimate of how much you may be able to borrow. Preapproval, on the other hand, indicates that you have been approved for a set loan amount prior to property selection.


Gross Monthly Income	$
Monthly Debt/Payments Include only loans that won't be paid off in 10 months	$
Loan Terms You Desire
Interest Rate %	%
Term	Years
Down Payment (% of Sales Price)	%
Expected Taxes & Insurance If you don't know what your property taxes and insurance will be, leave this section blank. We will estimate it for you. Otherwise, please enter your estimated taxes and insurance.
Yearly Property Tax	$
Yearly Property Insurance	$